There are many ways to invest money and not lose it. One simple method is to invest regularly. This is because money that sits in an account will lose its value over time due to inflation. By investing regularly, you can get good returns without spending much time on it. There are many platforms that can help you start investing. Many of them are easy to use, so you don’t even need to spend hours in front of a computer.
Another effective strategy is to avoid scams. There are a number of scam artists out there who read headlines and use highly publicized news items to lure investors. It is important to ask questions before investing and to check the answers with an unbiased source. It’s also important to seek advice from trusted family members and friends about investments.
If you’re concerned about losing money, diversify your investments. Diversifying your investments allows you to limit the amount of risk you’re taking. For example, you can choose to invest in cash instead of stocks, which can lose money due to inflation. Another option is to invest in bonds, which also have low risks, since the government is paying the interest. Savings bonds come in two types: Series EE bonds, which pay a fixed interest rate, and Series I bonds, which pay a rate that increases with the inflation rate.
If you’re not sure what to invest in, consider hiring a financial professional to help you. Not only will they provide guidance on investment decisions, but they can also provide access to online platforms that help you analyze the market. When evaluating different investments, use the ROI to compare their returns. If you invest $1,000 in stock, it would increase to $1100, while a $150,000 investment in real estate would gain $160,000. Clearly, the former was better than the latter.